Get off to a great start as a Schwab client.

SUPER:  6 Key Features of Schwab.com

VO:  As a Schwab client, you have access to a wide range of resources online and on our mobile app.

SUPER:         

1 Transferring Money

2 Placing Trades

3 Managing Your Accounts

4 Customizing Your Account Settings

5 Downloading the Mobile App

6 Discovering Digital Services

VO: Here's a quick look at 6 of the key features that Schwab.com has to offer.

SUPER:  Transferring Money

SUPER:  Easily fund your account and more at schwab.com/transfer-payments

VO:  Located under your Accounts tab, you'll find the Transfers & Payments Hub where you can easily fund your account.

SUPER:  Use the Transfers & Payments Hub to:

• Link external accounts
• Initiate online transfers
• Send wires

VO:  It's your one-stop shop for linking external accounts, initiating online transfers, sending wires, and so much more.

SUPER:  Placing Trades

SUPER: Access the All-In-One Trade Ticket^® at schwab.com/allinone

VO:  Looking to place a trade? The All-In-One Trade Ticket, located under the Trade tab, offers you versatility by letting you trade a variety of products and securities from a single location.

SUPER:  Trade a variety of products from a single location.

Enter complex orders with auto-population.

VO:  Additionally, the intuitive interface offers auto-population and other interactive features that can make it easier to enter complex orders.

SUPER:  Managing Your Accounts

SUPER: View your account summary at schwab.com/account

VO:  You can customize your Account Summary dashboard by selecting the accounts that you want to feature. Then, easily track the performance of your accounts. You can also see how much interest and dividends your Schwab accounts may have generated.

SUPER:  Customizing Your Account Settings

SUPER:  Access your account settings to:

• Update personal information
• Edit account details
• Set up security alerts
• Change your password

VO:  Schwab makes it simple to customize your account settings. You can update your personal information, edit account details, set up security alerts, or change your password by clicking on the icon in the top right of your screen.

SUPER:  Downloading the Mobile App

SUPER:  Download the App at schwab.com/mobile

For more convenience, you can download the Schwab Mobile App at schwab.com/mobile.

LOGO/TAGLINE/DISCLOSURES:   Charles SCHWAB

                                                      Own your tomorrow

The clip begins with a static top-down shot of a desktop. We see part of a plant, a pair of glasses, a pen, part of a tablet, and a notepad with "To do list" written on top. 

A hand enters the frame and adjusts the position of the glasses. Then we see "Monitor positions" animate on the page underneath "To do list" next to an unchecked box. 

Upbeat music plays throughout 

Narrator: Once you've purchased stocks, mutual funds, or exchange-traded products, which include ETFs, they will be listed in your open positions . . . 

The frame cuts to a full screenshot of the Schwab.com client Account Summary page. Personal Value, Day Change, and 6 Month Change appear above a graph.

. . . viewable by selecting "Accounts," then "Positions."

We see the cursor roll over "Accounts" in the main nav and click "Positions." We cut to the Positions page with rows of market data for different stock symbols. 

You can see information like quantity, price change, and gain/loss . . .

We see the cursor roll over the columns as they are mentioned. (Quantity, Price Change, Gain/Loss.)

. . . and conveniently perform tasks like buying or selling shares, 

We see the cursor click a dropdown at the end of a row that shows options to buy or sell shares, view charts, company news, options, and set alerts. 

. . . choosing to reinvest potential dividends, setting price alerts, or pulling up company news.

The cursor moves over to a column labeled "Reinvest?" and clicks "Yes." A small window pops up showing Reinvestment Instructions with the option to select "Do Not Change."

We cut back to the top-down shot of the desktop, zoomed in a bit closer to the "To do list" in the notebook. We see a checkmark animate in the box next to "Monitor positions," indicating the task has been completed. 

We cut to a dark blue background with text that reads, "Visit Schwab.com/HowToCenter for more videos." 

The screen fades to the Charles Schwab logo with the following disclosures beneath:

Investment Products: Not FDIC-Insured * No Bank Guarantee * May Lose Value

Investing involves risks, including loss of principal. 

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner, or investment manager.

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. 

©2022 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. 0322-1TSE

Investors want the freedom to choose how they manage their financial life. That's why Schwab Mobile provides you with powerful tools and resources that make it easy to monitor your financial accounts, manage transactions, stay on top of the market, and act on new investment opportunities. Get a holistic view of your financial accounts in a single place and securely view important details and easily manage your transactions, like transferring money and paying bills. Discover what's going on in the markets with real-time information and get alerts about trade opportunities you have your eye on. Or if you're looking for your next trade idea, find it with breaking news and interactive charts or get our current market perspective by listening to the daily Schwab Market Update podcast. Then take action by intuitively placing your order in just a few taps from almost anywhere in the app. We're also continuously enhancing the Schwab Mobile app to provide an experience that goes beyond the expected. Download the Schwab Mobile app today!

The clip begins with a static top-down shot of a desktop. We see part of a plant, a coffee cup, a pair of glasses, a pen, part of a tablet, and a notepad with "To do list" written on top. 

A hand enters the frame, picks up the pen and removes it from the frame. "Update trusted contacts and beneficiaries" appears next to an unchecked box below "To do list."

Upbeat music plays throughout 

Narrator: You can easily add contacts or beneficiaries to your Schwab account. To add a person that Schwab would contact if we are unable to communicate with you regarding issues related to your account . . .

The frame cuts to a full screenshot of the Schwab.com client Account Summary page. Personal Value, Day Change, and 6 Month Change appear above a graph.

. . . roll over "Service" and click "My Profile." Then click the "Trusted Contact" tab. 

The cursor rolls over "Trusted Contact" in the main nav.

The cursor then clicks a "Trusted Contact" tab, and the screen changes to the "Trusted Contact Information" page. 

You can also select the "Beneficiaries" tab to edit or manage the beneficiaries on each of your accounts.

The cursor then clicks the "Beneficiaries" tab, and the screen changes to the "Manage Your Beneficiaries" page. 

Simply select "Edit Account" and follow the instructions for the task you want to complete. 

We scroll down the Beneficiaries page, and the cursor clicks "Edit Account." The next screen lists a primary beneficiary and other information. The cursor hovers over the "Edit" link. 

We cut back to the top-down shot of the desktop, zoomed in a bit closer to the "To do list" in the notebook. A check animates in the box next to "Update contacts and beneficiaries," indicating the task has been completed. 

The screen fades to a dark blue background with text that says, Visit Schwab.com/HowToCenter for more videos.

The screen shifts to the Charles Schwab logo with the following disclosures beneath: 

Investment Products: Not FDIC-Insured * No Bank Guarantee * May Lose Value 

The information provided here is for general informational purposes only.

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. 

©2022 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. 0322-1TSE

The clip begins with a static top-down shot of a desktop. We see part of a plant, a coffee cup, a pair of glasses, a pen, part of a tablet, and a notepad with "To do list" written on top. 

A hand enters the frame and picks up the pen. Then we see "Link bank account" and "Transfer cash" animate on the page underneath "To do list" next to unchecked boxes. 

Upbeat music plays throughout.

Narrator: Funding your account is most commonly done by transferring funds from your bank account.

The frame cuts to a full screenshot of the Schwab.com client Account Summary page. Personal Value, Day Change, and 6 Month Change appear above a graph.

To begin, roll over "Move Money" and click "Transfers & Payments." Then click "Link or delete external bank accounts."

We see the cursor roll over "Move Money" in the main nav and click "Transfers & Payments." This brings up a new page where we see the cursor click "Link or delete external bank accounts." 

Using your financial institution’s login credentials, follow the step-by-step instructions laid out, and within just a few minutes, your account will be linked.

The cursor selects a financial institution, and on the next page, we see a username and password typed in, and the cursor clicks the green "Continue" button.  

Now you'll be able to transfer money from that account.

From the Transfers & Payments page, click "Online Transfers." 

We cut to the Transfers & Payments page and see the cursor click "Online Transfers." 

Then you'll input the details of your transfer, including the accounts you want to transfer to and from, the amount and date, and whether this will be a one-time or recurring transfer.  

We see the cursor select accounts, a transfer amount of $4,000.00 typed in, and the cursor click the green "Continue" button. 

Then review and confirm your transfer details.

We cut to a page with all the details of the transfer listed as the cursor hovers over the green "Submit" button. 

We cut back to the top-down shot of the desktop, zoomed in a bit closer to "To do list" in the notebook. We see checks animate in the boxes next to "Link bank account" and "Transfer cash," indicating they have been completed. 

We cut to a dark blue background with text that reads, "Visit Schwab.com/HowToCenter for more videos." 

The screen fades to the Charles Schwab logo with the following disclosures beneath: 

Investment Products: Not FDIC-Insured * No Bank Guarantee * May Lose Value

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner, or investment manager.

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. 

©2022 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. 0322-1TSE

Upbeat music plays throughout.

Narrator: The Funds Available and Margins Details account information on Schwab.com can help clients with margin accounts know how much they have available to place trades or withdraw from their accounts.

So, let's talk about what those numbers mean. To get there, starting on the Accounts tab, select Balances.

First, select the account you want to see balance details for. Within the Balance Details section, we're going to focus on two sections relevant to trading: Funds Available and Margin Details & Buying Power. Note that if you have an account that is not margin enabled, you may not have all these sections.

Looking at Funds Available, there are sections called To Trade and To Withdraw. Starting under To Trade, there's Cash & Cash Investments, which also appears a few other places on the page. Cash & Cash Investments under the To Trade section is the available cash that you can use without borrowing on margin.

Next, there's Settled Funds.

Settled Funds is cash from either deposits or from the sale of securities that have been fully paid for and have reached the settlement date for that sale.

Then there's Available to Day Trade. This only appears in margin accounts and is only used by accounts designated as day trader. The value listed is the maximum dollar amount of fully marginable securities that can be held intraday and includes funds swept into interest-bearing features of your Schwab account, like the Bank Sweep feature.

Second from the bottom is Cash + Borrowing. If you're going to trade on margin, this tells you the maximum market value you can purchase. Finally, there's SMA, or Special Memorandum Account. SMA balances are used in calculating the amount of funds that may be withdrawn from the account or applied to new margin transactions.

Looking now at the To Withdraw section, the Cash & Cash Investments is the amount of cash available to withdraw from the account. Keep in mind, this isn't always the same as Cash & Cash Investments in the To Trade section. For example, cash from recent deposits may show up as available to trade but may not be available to withdraw until after an initial hold period.

Next is Borrowing.

If you have $2,000 or more in marginable securities equity, you can use the amount above $2,000 as collateral to borrow or to withdraw. For those purposes, think of $2,000 as the baseline.

It's good to know that you'll be charged interest on any amount that you withdraw that exceeds the available cash in the account.

Next is Cash + Borrowing. This is the total amount you can withdraw from your account. Finally, Cash on Hold refers to margin interest and recent deposit holds in the account and is therefore not available to be withdrawn or used in new trades.

Continuing down to Margin Details & Buying Power, this section starts with Balance Subject to Interest, which is your prior day's settled margin loan amount that's subject to interest. Keep in mind that if you sell securities to cover a margin loan, you'll continue to see a balance until the day after the sale settles.

Month to Date Interest Owed shows how much interest you owe on funds you've borrowed. At Schwab, margin interest is accrued daily and charged monthly, so that balance potentially updates every day.

Margin Equity represents the value of marginable securities plus any margin cash or minus any margin loans. 

Equity Percent is your margin equity divided by the market value of your long marginable securities plus the market value of any short positions. Note that non-marginable securities do not count toward margin equity but counts toward account value. 

On this page, there's also a link to margin buying power. Select Margin Buying Power, and it'll show you exactly what your buying power is for a number of different security types in your account.

Also, on that page, you have a link to Margin Rates. Select it to see the current margin rates that Schwab charges for margin borrowing. Rates vary depending on the size of the debit balance.

That's it. Understanding the numbers on the Funds Available and Margin Details sections of the Balances page can help you manage your investments and trades more effectively.

Upbeat music plays throughout. 

The clip begins with a static top-down shot of a desktop. A notebook appears with "To do list" written at the top. A potted plant sits above the notebook. A cup of coffee, a pair of glasses, and the corner of an iPad are located to the right of the notebook. 

A hand enters the screen and picks up the pen. 

Have a stock in mind that you want to learn more about?

"Research a single stock" is written in the notebook next to an empty box.

The frame cuts to a full screenshot of the Schwab.com client Account Summary page. Accounts, Trade, Research, Products, Guidance, and Service appear in the navigation bar at the top of the screen. 

Rollover "Research" and click "U.S. Markets."

The curser rolls over "Research," then clicks on "U.S. Markets" from the dropdown menu in the navigation. 

A new page loads with Market Indices and details are listed on the screen.

Enter the stock symbol in the search field.

The cursor selects a stock symbol. 

The page will automatically update with a high-level overview of the stock. 

Stock details for Apple Inc. appear on the screen.

At the top are the Quote Details…

A portion of the screen is highlighted on the left.

And Ratings, including proprietary and 3rd party ratings.

A portion of the screen is highlighted on the right. 

Several features can be expanded for more details and interactivity. 

The cursor scrolls down through the stock details and clicks on a double ended arrow and the stock details are expanded. 

For example, the expanded Chart allows you to customize your own timeframe and add technical indicators.

The cursor clicks on the date section and selects a month and year. A new line graph chart appears with red, blue, and green lines moving in a zig-zag motion across the chart. The cursor clicks a button labeled, "Go."

The chart disappears and a new screenshot of "Expected Earnings" is displayed. The "News" section takes up the screen and includes article links and headlines. 

News reveals the most recent articles published about the company, with easy to scan headlines and the ability to filter sources and announcement types. 

A bar graph appears on the screen. The cursor clicks a double-ended arrow and additional "News" details appear. 

The expanded Dividends feature shows how much and how often a company's dividend payouts have historically been. 

The cursor selects another double-ended arrow, and a new screenshot appears with "Dividends" details.

Upbeat music plays in the background. 

We cut back to the top-down shot of the desktop, zoomed in a bit closer to "To do list" in the notebook. We see a checkmark animate in the box next to "Researching a single stock" indicating that the task has been complete. 

The screen transitions to a dark blue background with "Visit Schwab.com/HowToCenter for more videos." 

The screen fades to the Charles Schwab logo with the following disclosures beneath:

Investment Products: Not FDIC-Insured * No Bank Guarantee * May Lose Value
Investing involves risks, including loss of principal. 

The information provided here is for general information purposes only and is not intended to be a substitute for specific individual tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager. 

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. 

©2022 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0922-2KB8)

The clip begins with a static top-down shot of a desktop. We see part of a tablet and a notepad with "To do list" written on top. 

A hand enters the frame and places a coffee cup and a pen down. Then we see "Research stocks using Schwab Lists" animate on the page underneath "To do list" next to an unchecked box. 

Upbeat music plays throughout 

Narrator: If you're interested in investing in stocks, our Schwab Stock Lists are a convenient way for investors to find top-ranked companies.

The frame cuts to a full screenshot of the Schwab.com client Account Summary page. Personal Value, Day Change, and 6 Month Change appear above a graph.

To access, roll over "Research," then click "Stocks." From this page, click "Schwab Stock List." 

The cursor rolls over "Research" in the main nav and clicks "Stocks." We cut to a Research Tools page where we see the cursor click "Schwab Stock List™."

Browse based on factors like Analyst Ratings, Price Performance, and more.

We cut to a page with a list of stocks and their corresponding price data. As the cursor clicks on several tabs at the top of the page (Analyst Ratings, Price Performance), the corresponding data appears on the page. 

You can choose several stocks to compare more deeply . . . 

As we scroll down the Price Performance list, the cursor selects three symbols. The cursor then clicks the "Compare" button at the bottom of the page. 

. . . and review a wide range of information, including performance charts, fundamentals, ratings, and more. 

We cut to a page that shows side-by-side details for each of the selected symbols. We scroll down the page and see several categories of data. 

We cut back to the top-down shot of the desktop, zoomed in a bit closer to "To do list" in the notebook. A check animates in the box next to "Research stocks using Schwab Lists," indicating this task has been completed. 

We cut to a dark blue background with text that reads, "Visit Schwab.com/HowToCenter for more videos." 

The screen fades to the Charles Schwab logo with the following disclosures beneath: 

Investment Products: Not FDIC-Insured * No Bank Guarantee * May Lose Value 

Investing involves risks, including loss of principal. 

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner, or investment manager.

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. 

©2022 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. 0322-1TSE

Upbeat music plays throughout 

Narrator: On Schwab.com, there's a number of stock research tools like Schwab Stock Lists™, screeners, stock comparisons, and more. In this video, we're going to focus on the Stock Screener. The screener allows you to find stocks based on criteria you choose.

To get to the Stock Screener, roll over Research and select Stocks. Then select Screeners.

You can choose from predefined screens created by Schwab, or you can create your own. You can choose a number of criteria to find a list of stocks that meet your investing objective. 

For example, if you're looking for companies that have a specific range in price, you can do that by selecting Basic, then Price. Next, select the range you're interested in. For this example, we'll select $40 to $60 and then view our matches. Now, we're looking at stocks that have a price between $40 and $60.

To reset, select New Screen.

Now, let's say you're looking for companies with specific levels of market capitalization. You can screen stocks based on their market cap by selecting Basic, then Market Capitalization. Finally, select the market cap size you're looking for. For this example, we'll select Mid Cap, view your matches, and there you are.

If you want to keep a screen to use later, select Save Screen.

You can also compare up to five stocks from your screen by selecting them and selecting Compare. You can save that comparison by selecting Save Comparison. 

With dozens of criteria to choose from, the screener is a powerful way to quickly find stocks on Schwab.com.

Upbeat music plays throughout. 

The clip begins with a static top-down shot of a desktop. A notebook appears with "To do list" written at the top. A potted plant sits above the notebook. A pair of glasses, a pen, and an iPad are located to the right of the notebook. 

A hand enters the screen and moves the glasses.

Setting alerts can be a convenient way to quickly act on trading and investing opportunities as they arise. 

"Set up a security alert" is written in the notebook next to an empty box.

The frame cuts to a full screenshot of the Schwab.com client Account Summary page. Accounts, Trade, Research, Products, Guidance, and Service appear in the navigation bar at the top of the screen. 

To set your alerts, rollover "Service" and choose "Securities Alerts."

The curser rolls over "Service," then clicks on "Securities Alerts" from the dropdown menu in the navigation. 

A new page appears with alert details listed on the screen.

Enter the stock symbol you want to set an alert for in the search field.

The cursor clicks in the text field and types in a stock symbol. 

You will see customizable options for your alert, including: how you want the alert sent to you; price and volume alerts; earnings alerts; news alerts, and research & reports alerts. 

Stock alert details for AAPL: NASDAQ appear on a pop up.

Make your selections, then click "Save."

The cursor moves throughout the screen, clicks an alert, then clicks the green "Save" button.

Active alerts are listed on the left; to delete an alert simply click the X in the list. 

The cursor moves to the left of the screen and clicks on an X.

You can also click "Delivery Options" to update the email or wireless address you have your alerts sent to, or to put alerts on a temporary vacation hold.

The left side of the screen is highlighted in an area marked "Delivery Options" followed by "Vacation Hold."

Upbeat music plays in the background. 

We cut back to the top-down shot of the desktop, zoomed in a bit closer to "To do list" in the notebook. We see a checkmark animate in the box next to "Set up a security alert" indicating that the task has been complete. 

The screen transitions to a dark blue background with "Visit Schwab.com/HowToCenter for more videos." 

The screen fades to the Charles Schwab logo with the following disclosures beneath:

Investment Products: Not FDIC-Insured * No Bank Guarantee * May Lose Value
Investing involves risks, including loss of principal. 

The information provided here is for general information purposes only and is not intended to be a substitute for specific individual tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager. 

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. 

©2022 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0922-2USP)

Upbeat music plays throughout. 

The clip begins with a static top-down shot of a desktop. A notebook appears with "To do list" written at the top and a box with the text, "Cancel an order" written next to it. A potted plant sits above the notebook and a cup of coffee, pen, and the corner of an iPad is located to the right of the notebook. 

Need to cancel an order you've already placed?

The frame cuts to a full screenshot of the Schwab.com client Account Summary page. Accounts, Trade, Research, Products, Guidance, and Service appear in the main navigation bar at the top of the screen. 

Roll over "Trade" and click "Open."

The curser rolls over "Trade," then clicks on "Open" from the dropdown menu in the navigation. 

Here you'll see a list of all your open orders.

A new page loads and an Apple Inc. order appears with details listed on the screen.

From this list of all open orders, find the one you're looking for.

The cursor moves across the order page and clicks on the "Cancel" button. 

Click "Cancel", review the details, and—if you're certain you're ready to end the order—choose "Cancel Order."

A pop up appears with the title "Cancel Request." Next, the cursor clicks on a green button titled, "Cancel Order."

A new pop-up message appears with "Cancel Request" listed at the top, below are additional details. Next, the cursor clicks "Close."

This process submits your cancel request but does not confirm that the cancellation has gone through.

A new screen appears, and the cursor rolls over "Trade" and clicks "Order Status" from the dropdown menu. 

To confirm your order has been cancelled, roll over "Trade" and click "Order Status" to review a list of all your open orders.

A list of an open Apple Inc. order appears on the screen. 

Upbeat music plays in the background. 

We cut back to the top-down shot of the desktop, zoomed in a bit closer to "To do list" in the notebook. We see a checkmark animate in the box next to "Cancel an order" indicating that the task has been complete. 

The screen transitions to a dark blue background with "Visit Schwab.com/HowToCenter for more videos." 

The screen fades to the Charles Schwab logo with the following disclosures beneath:

Investment Products: Not FDIC-Insured * No Bank Guarantee * May Lose Value
Investing involves risks, including loss of principal. 

The information provided here is for general information purposes only and is not intended to be a substitute for specific individual tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager. 

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. 

©2022 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0922-2W65)

Upbeat music plays throughout.

Narrator: Trading on margin, which is when you borrow funds from Schwab to buy securities, and use the purchased stock as collateral, can be a great way to increase the buying power in your account. Though, of course, there's risk involved, and you should be aware that the funds you borrow from Schwab are subject to being charged interest.

Eligible brokerage accounts at Schwab with at least $2,000 in cash or marginable securities can trade on margin unless you selected to opt out of that feature when you set up your account.

Federal Reserve Board Regulation T allows brokerage firms to lend clients up to 50% of the total purchase price of an equity security. Schwab further requires that the equity in an account be at least 30% of the current market value of the security. In this example, the current value of cash is $2,100, meaning you could purchase $4,200 worth of eligible securities using margin.

The securities used as collateral must maintain a minimum value relative to the account's margin debit balance. Schwab's basic maintenance requirement for equities is 30% of the current market value of the security; however, this varies depending on the stock.

In order to trade on margin, you start as you would any other trade.

First, roll over the Trade tab, click on All-in-One Trade Ticket. Begin by entering the symbol. Under Action, select Buy, then enter the desired quantity. Then select Order Type. In this example, Coca-Cola is currently trading at $63.77. This trade will exceed the $2,100 cash in the account, meaning 32 shares will be bought on margin. Buying an amount of shares that cost less than $2,100, the trade wouldn't be on margin.

You can check the security's maintenance requirement by selecting Margin. Then select Review Order to advance to the next page.

Review the trade to make sure everything looks right. Be sure to check the Order Messages at the bottom of the page for important information about the trade. If everything looks good, select Place Order to place the trade. Please note that shares you hold in money market funds will not be sold automatically to cover your margin borrowing.

And that's it. You can select Order Status to see the status of the trade. In this case, it has filled.

Once the trade executes, you can see how the trade on margin affects your account. To do this, roll over Accounts and click Balances to see the breakdown.

Looking at Borrowing, you can see how much you borrowed to place the trade. Balance Subject to Interest tells you the dollar amount that's subject to interest. Interest on a margin loan starts accruing upon settlement, which for equity securities is two business days. Finally, note the Month to Date Interest Owed, which tells you how much interest is currently owed. Margin interest is accrued daily and charged monthly. 

Upbeat music plays throughout. 

The clip begins with a static top-down shot of a desktop. A notebook appears with "To do list" written at the top. The tip of a potted plant sits above the notebook next to a cup of coffee, a pair of glasses, and the tip of an iPad.

The frame zooms in closer and "Place a standard sell stop order" appears next to an empty box.

The narrator's voice is animated with on screen text: "A standard sell stop order allows you to sell a security when it reaches a specific price."

A standard sell-stop order, one of three types of stop orders, allows you to sell a security when it reaches a specified price and can be useful if you're looking to obtain a pre-determined exit price, limit a loss, take advantage of price swings, or lock in a profit. 

The screen scrolls downward. Text is displayed: 
"Use to:
- Obtain a pre-determined exit price
- Limit a loss
- Take advantage of price swings
- Lock in a profit"

To place a standard sell-stop order, roll over "Trade" and click "All-In-One Trade Ticket."

The frame cuts to a full screenshot of the Schwab.com client Account Summary page. Accounts, Trade, Research, Products, Guidance, and Service appear in the main navigation bar at the top of the screen. The cursor clicks "Trade" and then "All-in-One Trade Ticket."

The All-in-One Trade Ticket fills the screen and the section "1. Enter Order" and its details are displayed. 

Enter your order as usual, including the symbol, a sell action, and the quantity of shares you wish to sell for this specific sell-stop order. 

The cursor moves and clicks in the "Symbol" field and selects the Apple Inc. stock. Next, the cursor selects a sell "Action" from the dropdown menu. After that, the cursor selects the "Quantity," 
the "Order Type," the "Stop Price," and "Timing."

Then for the order type, choose "Stop" and enter a price that is below the current market price. Then choose the duration: Day-Only or Good-Until-Cancelled. 

A blue box appears in the upper right-hand corner with the following text: "Be aware: If you're looking for a pre-determined exit price, the actual price that is executed may be lower."

Please be aware that if you're looking for a pre-determined exit price, the actual price that is executed may be lower.

The blue box text updates to: "Be aware: When a stop-order price is reached, the instruction to sell is automatically sent and executed as a market order."

When a stop-order price is reached, the instruction to sell is automatically sent and executed as a market order meaning you will get the best available price based on the market conditions.

The box disappears and the cursor clicks the green "Review Order" button. 

Click "Review Order", review the details, and—if all is correct—click "Place Order."

The next screen shows order details under the section titled, "2. Verify Order." The cursor clicks the green, "I Agree" button.

The screen transitions to on-screen text that matches the narrator's message:
"Stop prices do not guarantee execution—or trade—prices.

Once a stop price—or trigger—is reached, trades are executed at the current market price.

Therefore, the price at which a stop order is ultimately executed may be very different from the "stop" price requested in the order, especially during volatile market conditions. An example of this is when major news is disseminated after hours, potentially dramatically affecting the opening price of a security the next day."

Stop prices do not guarantee execution—or trade—prices.

Once a stop price—or trigger—is reached, trades are executed at the current market price.

Therefore, the price at which a stop order is ultimately executed may be very different from the "stop" price requested in the order, especially during volatile market conditions. An example of this is when major news is disseminated after hours, potentially dramatically affecting the opening price of a security the next day.

The next on-screen text matches the narrator's message:
"Stop orders may be triggered by a short-lived, dramatic price change.

During volatile market conditions the price of stock may fluctuate significantly within a very short period. This volatility could trigger the execution of a stop order while the stock may return to prior price levels within a short time."

Stop orders may be triggered by a short-lived, dramatic price change.
During volatile market conditions the price of stock may fluctuate significantly within a very short period. This volatility could trigger the execution of a stop order while the stock may return to prior price levels within a short time.

The next on-screen text matches the narrator's message:
"Sell stop orders may add to price declines during times of extreme volatility. A sell order, if triggered during a sudden and steep market decline, is more likely to result in a trade well below the stop price."

Sell stop orders may add to price declines during times of extreme volatility.
A sell order, if triggered during a sudden and steep market decline, is more likely to result in a trade well below the stop price.

The next on-screen text matches the narrator's message:
"Placing stop-limit orders may help manage risks.
By using a stop-limit order, as opposed to a stop order, you add certainty with respect to price, but note that trades with a limit cannot be executed for a price lower than the limit price; therefore, in some conditions, a trade may not be executed at all. This may be especially true during periods of volatility. Consider using stop limit orders where your desire is to achieve a targeted price more than an immediate trade execution."

Placing stop-limit orders may help manage risks.
By using a stop-limit order, as opposed to a stop order, you add certainty with respect to price, but note that trades with a limit cannot be executed for a price lower than the limit price; therefore, in some conditions, a trade may not be executed at all. This may be especially true during periods of volatility. Consider using stop limit orders where your desire is to achieve a targeted price more than an immediate trade execution.

Upbeat music plays in the background. 
 

We cut back to the top-down shot of the desktop, zoomed in a bit closer to "To do list" in the notebook. We see a checkmark animate in the box next to "Place a standard sell stop order" indicating that the task has been complete. 

The screen transitions to a dark blue background with "Visit Schwab.com/HowToCenter for more videos." 

The screen fades to the Charles Schwab logo with the following disclosures beneath:

Investment Products: Not FDIC-Insured * No Bank Guarantee * May Lose Value

Investing involves risks, including loss of principal. 

The information provided here is for general information purposes only and is not intended to be a substitute for specific individual tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager. 

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. 

©2022 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0922-2KBR)

Upbeat music plays throughout

Video Introduction Plays

Narrator: Looking to create or add a security to your watchlist?

Screen fades to Schwab Homepage

Narrator: Click Research, and select Watchlist.

Mouse clicks Research and clicks on Watchlist.

Narrator:  From here, you'll be able to view, edit, create and delete your watchlists.  If you haven't already created a watchlist, this page will display your automatically tracked securities for each of your Schwab brokerage accounts. 

Screen displays a sample page of automatically tracked securities.

Narrator:  To begin creating a watchlist, click the Manage watchlist dropdown, then select Create Watchlist. 

Mouse clicks on Manage watchlist and clicks on Create Watchlist from the dropdown.

Narrator:  In the modal, name your watchlist.

The watchlist is named "Watchlist".

Narrator: Click next, then provide security symbols or names you would like to track.

Mouse clicks on next and inputs securities Apple, Microsoft and Costco.

Narrator:  If you are entering the name of a security, a drop-down menu will appear for you to select the associated symbol. You can add up to 300 securities into each watch list. Once you're done adding the security symbols you would like to track, click Create and you're done.

Mouse clicks on Create.

Narrator:  Your watchlist page should automatically refresh and display your newly created watchlist.  Want additional insights about your tracked securities? Sort through a wide range of detailed views that include: earnings, analyst ratings, valuations and more using the watchlist navigation.

Mouse clicks through the tab views for earnings, analyst ratings, valuations, profitability and gain/loss.

Narrator:  Looking to edit one of your watchlists?  Choose the custom watchlist you would like to edit  from the watchlist dropdown, make your way to Manage watchlists, and select Edit watchlist.

Mouse chooses "Watchlist" from the watchlist dropdown, then clicks on Manage watchlists and selects Edit watchlist.

Narrator:  From here, you can now add securities, remove securities or delete your watchlist.  For this example, we'll add a security.

Mouse deletes Costco security and adds Coca Cola security.

Narrator: Once you're done making changes click Save to submit your changes.

Mouse clicks on Save.

Video outro plays.

Upbeat music plays throughout

Video Introduction Plays

Narrator: You can easily place a conditional order using the All-in-One Trade Ticket. 

Screen fades to Schwab Homepage

Narrator: To begin, click Trade, then select All-In-One Trade Ticket. Mouse clicks on Trade, then selects All-in-One Trade Ticket.

Narrator: Then, click on Add Conditional at the bottom of the Trade Ticket.

Mouse selects Add Conditional.

Narrator: Conditional Orders can be used for various types of trades and are typically used to automate trading strategies to save time and manage risk.

On screen definitions appear.

Narrator: There are 4 Conditional Order Types. Options include One Cancels Other, which submits two orders at once. If either is filled, then the other is cancelled. Order 1 Triggers Other, which submits a second order if order 1 is filled. Order 1 Triggers OCO, which submits one initial order. If that order is filled, then 2 additional orders will be submitted. If either is filled, then the other is cancelled. Contingent, which automatically submits an order once a defined criteria is met.

On screen definitions disappear.

Narrator: To learn more about each of the Conditional Orders , click on the blue information icon. 

Mouse selects Order One Cancels Other from dropdown.

Narrator: Once you select your desired Conditional Order, complete the order form by filling out relevant details about the security you’ll be trading. Certain conditional orders, such as One Cancels Other, Order 1 Triggers Other, and Order 1 Triggers OCO, will require you to fill out additional information for up to 3 orders. Contingent orders will require you to choose the criteria for the trade trigger. 

The on screen form is filled out.

Narrator: Once you choose your conditional order type and fill out your information, you’ll be able to see the Estimated Amount of your order. Once you click on Review Order, you’ll see an overview of the information you’ve provided. 

Mouse clicks on Review Order.

Narrator: After reviewing this information, you’ll need to confirm any alert messages for each order. 

Mouse clicks alert check boxes.

Narrator: Then, click on Place Order to place your trade. 

Mouse clicks on Place Order.

Video outro plays.